Disputed Payments
If someone buys a ticket to your event with a credit card, they may end up disputing the payment later on. This could happen for different reasons.
For example, here are some possible reasons we've seen for people to dispute a charge:
the purchase could be made with a stolen card
the purchaser may not recognize the charge
the purchaser asked for a refund but didn't receive it
the purchaser is unhappy with your event for some reason
If the purchaser wins the dispute, the funds will be taken from your account and returned to the purchaser. You may also pay a penalty depending on your Stripe account.
Disputes are serious and should be dealt with promptly. If you have a high rate of disputes your account risks suspension from Stripe and Luma.
Luma does not handle disputes on your behalf. You are responsible for refunding guests and responding to your disputes.
We recommend reaching out to the purchaser as soon as possible to see if you can reach an agreement where they withdraw their dispute.
You can see more documentation about disputes in Stripe's help center.
Contesting a Dispute
You can contest a dispute from your Stripe dashboard. In there, you'll need to provide information about your event and about the purchaser.
You can find information about the guest timeline and purchase behavior on your Manage Event page.